RBL Bank Icon Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Receive 20,000 bonus reward points when you swipe your card within 30 days of receiving it as a welcome benefit. Earn 45,000 bonus reward points as a milestone benefit. Get 20 reward points for every Rs. 100 spent on weekend dining and international expenses. Earn 2 reward points for every Rs. 100 spent on retail purchases. Enjoy a 1+1 offer or save up to Rs. 200 on movie tickets twice a month. Receive 2 complimentary access passes to domestic lounges each quarter. Receive a complimentary Priority Pass membership. Enjoy complimentary golf games and lessons every month. Receive a 1% fuel surcharge waiver.

The RBL Bank Icon Credit Card is a suitable option for frequent travelers and avid shoppers.

With a joining fee of Rs. 5,000 + GST and a renewal fee of Rs. 5,000 + GST, this card offers a range of benefits to enhance your travel and shopping experiences.

The reward type for this card is Reward Points, allowing you to earn points on every transaction.

Upon joining, you receive a welcome benefit of 20,000 bonus reward points.

For shopping, you earn 2 Reward Points for every Rs. 100 spent on retail purchases, and an impressive 20 Reward Points for every Rs. 100 spent on international transactions and dining on weekends.

When it comes to travel, this card offers complimentary airport lounge access and a Priority Pass membership.

Additionally, you are entitled to 2 complimentary domestic lounge accesses per quarter.

However, international lounge access is not available.

If you're a golf enthusiast, you'll appreciate the perks that come with this card.

You receive 4 complimentary golf games and 12 complimentary golf lessons each year, allowing you to indulge in your favorite sport without any extra charges.

While this card doesn't have specific insurance benefits or a spend-based waiver, it does come with some useful features.

The foreign currency markup is 3.5% on all international transactions, and the interest rate is 3.5% per month (42% per annum).

You also enjoy a waiver of Rs. 200 per month on valid fuel transactions between Rs. 500 and Rs. 4,000.

For cash advances, there is a fee of 2.5% (minimum Rs. 500).

However, there is a rewards redemption fee of Rs. 100.

In summary, the RBL Bank Icon Credit Card is an efficient choice for travelers and shoppers.

Its benefits include airport lounge access, a Priority Pass membership, complimentary domestic lounge access, and rewards for retail and international transactions.

With a joining fee of Rs. 5,000 + GST and a renewal fee of Rs. 5,000 + GST, it provides a range of perks to enhance your experiences.