RBL Bank Edition Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

You are entitled to a complimentary Zomato Pro membership that is automatically renewed every year. Reward Points are equivalent to Edition Cash, with 1 Edition Cash equal to Re. 1. You will receive 10 Edition Cash for every Rs. 100 spent on Zomato and Blinkit. For all other purchases, you will earn 1 Edition Cash for every Rs. 100 spent. If you spend Rs. 5,00,000 in an anniversary year, you will receive a bonus of 2,000 Edition Cash. On spending Rs. 4,00,000 in the previous year, your annual fee will be waived. You will have complimentary access to domestic and international lounges. The international transaction fee is lowered to 1.5%. Once every month, you can enjoy a free movie ticket on BookMyShow for every ticket purchased (maximum discount of Rs. 200 per transaction).

The RBL Bank Edition Credit Card is an excellent choice for individuals who enjoy dining out and want to earn rewards on their food purchases.

With a joining fee of Rs. 2,000 + GST and a renewal fee of Rs. 2,000 + GST, this card offers great value for its cost.

One of the standout features of this credit card is the reward points system.

Cardholders can earn Reward Points on all their transactions, which can be redeemed for various exciting rewards.

Additionally, new members are treated to a complimentary Zomato Pro membership, providing access to exclusive dining offers.

Movie buffs will also appreciate the Buy One Get One (BOGO) offer on movie tickets through BookMyShow.

This perk allows cardholders to enjoy discounted movie experiences whenever they choose to indulge in some entertainment.

When it comes to shopping, the RBL Bank Edition Credit Card offers 10 Edition Cash per Rs. 100 spent on Zomato and Blinkit purchases.

For all other spends, cardholders earn 1 Edition Cash per Rs. 100 spent, making it a convenient way to earn rewards while shopping.

Travel enthusiasts will be delighted with the complimentary domestic and international lounge access, ensuring a convenient and comfortable journey.

In addition, the card offers a low forex mark-up fee of 1.5%, making it favorable for international travelers.

For those who regularly travel within the country, the card provides 2 complimentary domestic lounge visits per quarter.

Furthermore, cardholders enjoy 2 complimentary international lounge visits per year with the Priority Pass.

Unfortunately, this card does not offer any specific golf or insurance benefits.

However, individuals who spend Rs. 4,00,000 in the previous year will receive a waiver on the annual fee.

Cardholders can redeem their rewards without any redemption fee, making it hassle-free to enjoy the benefits of their accumulated points.

It's important to note that this credit card charges a foreign currency markup fee of 1.5% + GST.

However, the interest rate on purchases is reasonable at 3.99% per month or 47.88% annually.

Moreover, a fuel surcharge of 1% applies to transactions, but the bank may waive it for select card members for transactions between Rs. 500 and Rs. 4,000.

Cash advances are also available with a fee of 2.5%, subject to a minimum fee of Rs. 500.

Overall, the RBL Bank Edition Credit Card is a solid choice for individuals who enjoy dining out, shopping, and traveling.

With its generous reward points program, complimentary lounge access, and other valuable benefits, it offers great value for money.