RBL Bank Titanium Delight Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

You can receive up to 3,000 reward points as a welcome benefit. For every Rs. 100 spent, you will earn 1 Reward Point. On Wednesdays, you can get 5% value back on grocery purchases. You can enjoy a Buy 1 Get 1 Free offer on BookMyShow on Wednesdays. You can earn up to 4,000 bonus reward points per year. On Wednesdays, you can get 10% value back on dominos/Pizza Hut purchases. The annual fee on this credit card can be waived based on your spending. You will receive a 1% surcharge waiver on fuel transactions.

The RBL Bank Titanium Delight Card is a credit card designed specifically for shoppers, offering a range of benefits and rewards.

With a joining fee of Rs. 750 + GST and a renewal fee of Rs. 750 + GST, this card provides great value for its price.

One of the key features of this card is its reward points system.

As a cardholder, you can earn 1 Reward Point for every Rs. 100 spent on all transactions, except for groceries on Wednesday where you can earn 1 Reward Point for every Rs. 100 spent.

These Reward Points can be redeemed for a variety of items and services.

As a welcome benefit, you can earn Bonus Reward Points of up to 3,000 points.

This is a great way to kickstart your rewards earning journey with this card.

Additionally, you can enjoy a Buy 1 Get 1 Free offer on movie tickets on Wednesdays, making it a perfect card for movie enthusiasts.

On the financial side, this card offers a renewal fee waiver if you spend Rs. 1 lakh or more in the previous year.

This is a great incentive for heavy spenders who can take full advantage of the card's benefits without worrying about the renewal fee.

When it comes to fees, there is a rewards redemption fee of Rs. 99 + GST, which is applicable when you redeem your Reward Points.

It's important to keep this in mind while planning your redemptions.

While the RBL Bank Titanium Delight Card does not offer specific benefits for travel, domestic lounge access, international lounge access, golf, or insurance, it makes up for it with its strong shopping rewards and movie offers.

For foreign currency spends, there is a markup of 3.50%, which is standard for most credit cards.

It's worth noting that there is a fuel surcharge waiver of 1% for all fuel transactions between Rs. 500 and Rs. 4,000, providing additional savings for cardholders.

In terms of cash advances, there is a charge of 2.5% of the withdrawn amount or Rs. 500 (whichever is higher).

As with any credit card, it's important to carefully consider the cost of cash advances and use them sparingly.

Overall, the RBL Bank Titanium Delight Card is a solid option for shoppers who want to earn rewards on their everyday purchases.

With its attractive rewards program, movie offers, and fee waiver on spending, this card provides good value for its price.