Club Vistara IndusInd Bank Explorer Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Gold Tier membership of the Complimentary Club Vistara offers various benefits including a complimentary business class ticket voucher upon joining. As a welcome benefit, members also receive exciting gift vouchers worth Rs. 25,000. Additionally, members can avail up to 5 complimentary business class ticket vouchers each year. For every Rs. 200 spent at airvistara.com, members can earn 8 CV points, and for other travel-related expenses, they can earn 6 CV points. For every retail spend of Rs. 200, members can earn 2 CV points, while for insurance, utilities, and fuel transactions, they earn 1 CV point. Members also get the opportunity to enjoy a buy 1 Get 1 free offer on movie tickets twice every month. Furthermore, they are granted complimentary access to both domestic and international lounges. Members can also avail Rs. 3,000 off on dining bills twice every year. The membership also includes zero foreign markup charges and a 1% fuel surcharge waiver.

The Club Vistara IndusInd Bank Explorer Credit Card is a premium credit card option that is best suited for individuals who enjoy movies and travel.

This credit card offers a range of benefits and rewards for these specific categories, making it an attractive choice for those who frequently indulge in these activities.

One of the standout features of this credit card is the reward type, which is Reward Points.

This means that cardholders can earn points on their purchases, which can then be redeemed for various rewards.

For movie lovers, the card offers a special Buy 1 Get 1 Free (BOGO) offer on movie tickets through BookMyShow.

In addition, there is also an attractive discount of Rs. 3,000 on dining twice a year.

For travel enthusiasts, this credit card offers a range of exclusive benefits.

Cardholders receive a complimentary Club Vistara Gold Membership, which comes with a range of privileges and perks.

They also receive a complimentary business class ticket and exclusive gift vouchers worth Rs. 25,000.

Furthermore, there are lounge visit benefits, including 4 complimentary international lounge accesses every quarter via Priority Pass and 1 domestic lounge access every quarter.

When it comes to earning rewards, the card offers a generous points system.

Cardholders earn 8 CV Points on every spend of Rs. 200 on the Club Vistara website, 6 CV Points on travel-related spends, 1 CV Point on utilities, insurance, and fuel, and 2 CV Points elsewhere.

This rewards system ensures that cardholders can accumulate points quickly and easily.

In terms of fees and charges, the joining fee for this credit card is Rs. 40,000 + GST, while the renewal fee is Rs. 10,000 + GST.

However, the card offers several welcome benefits, including the aforementioned complimentary Club Vistara Gold Membership, business class ticket, and gift vouchers worth Rs. 25,000.

Additionally, there is no rewards redemption fee, foreign currency markup, or cash advance fee.

The interest rate on this credit card is 2.85% per month, which is relatively standard for premium credit cards.

However, the card offers a fuel surcharge waiver of 1% at all fuel stations, saving cardholders money on their fuel expenses.

Overall, the Club Vistara IndusInd Bank Explorer Credit Card is an excellent choice for individuals who enjoy movies and travel.

With its range of benefits and rewards, it offers great value for money and is sure to enhance the lifestyles of cardholders who choose to "explore" this credit card option.